What is Debt Settlement?

Debt-settlement is an option for a person who does not qualify for a Chapter 7 bankruptcy, does not want to file Chapter 13 bankruptcy, or does not want to pay the full amount owed to their creditors. The Girgis Law Firm offers the option of debt-settlement to clients who have lump sum of cash available […]

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Should I file Chapter 7 or Chapter 13 Bankruptcy?

Debt relief under the Bankruptcy Code may be an option for you if: buying cigarettes online 1. Your house is being foreclosed upon. Filing a Chapter 7 bankruptcy¬†may provide you with an additional amount of time you may need in order to pack up your belongings to prepare for your transition from mortgage payments to […]

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What is Chapter 13 Bankruptcy?

There are many reasons why you would decide to file a Chapter 13 bankruptcy instead of a Chapter 7 bankruptcy. Some of those reasons may be: You do not qualify for a Chapter 7 bankruptcy due to your high income You want to save your house from foreclosure You want to save your car from […]

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Four things you need to file Chapter 7 Bankruptcy in California.

Before Girgis Law Firm can begin moving forward with filing a Chapter 7 Bankruptcy in California, here is the list of four things you will need to have ready to review: Your pay stubs for the last six months (if applicable). Your most recent creditor statements (i.e. credit card bills, medical bills, loan statements, etc.). […]

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What is California Chapter 7 Bankruptcy?

The main purpose of a Chapter 7 bankruptcy is to provide you with a “fresh start” from most of your debts. Some of the types of debts that may be eliminated in a Chapter 7 bankruptcy are: Credit Card Debts Medical Bills Personal Loans Deficiency Balance Owed on a Repossessed Vehicle A prime candidate for […]

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