If you are overwhelmed with credit card debts and are unable to pay your minimum payments, Chapter 7 bankruptcy may be an option.  A Chapter 7 bankruptcy is designed to help eliminate your unsecured credit card debts and allow you to “start fresh.”  If you would like to know your options and know whether or not you qualify for a Chapter 7 bankruptcy, contact an experienced bankruptcy attorney at the Girgis Law Firm.  Girgis Law Firm is located in Encino, with other offices located in Woodland Hills, Los Angeles, Glendale, and Riverside.  Contact the Girgis Law Firm for your free consultation.